Open Enrollment 2025

Health Savings Account (HSA)

GreenState Credit Union will continue to offer the opportunity for HDHP participants to open and fund a Health Savings Account (HSA) with pre-tax dollars through payroll deduction. 

We are pleased to share an increased employer contribution will once again be provided in 2025 for all participants who contribute a minimum of $10 per pay period. 

• The employer contribution for 2025 will be:

  • $25.00 per pay period for Employee only coverage ($650 annually)

  • $50.00 per pay period for all other coverage levels ($1,300 annually)

For staff that participated in the HSA plan in 2024, current enrollments will automatically roll into the new year if no election changes are made during Open Enrollment.

• Please note that if you were maximizing your contribution in 2024, you will want to update your contribution for 2025, due to the increased employer contribution. 

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HSA contributions are made on a per pay period basis and apply to all 26 pay periods (or 12 pay periods for monthly-paid staff). The annual limit on HSA contributions will be $4,300 for self-only and $8,550 for family coverage.

With the GreenState provided HSA contribution of $650 and $1,300 factored in, maximum per pay period contributions for 2025 are:

• Employee Only Coverage (under age 55) - $140.38 per pay period

• Employee Only Coverage (over age 55) - $178.84 per pay period

• All other Coverage Levels (under age 55) - $278.84 per pay period

• All other Coverage Levels (over age 55) - $317.30 per pay period

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