Medical Plan Overview

Health Insurance Coverage through Wellmark Blue Cross/Blue Shield of Iowa is available to full-time employees beginning the first of the month following an employee's hire date. The Credit Union shares the monthly premium cost. Upon qualification and election. All employee premiums are paid with pre-tax dollars. 

We offer an annual open enrollment for insurance benefits.  If you do not elect coverage at annual enrollment, you will be required to have a qualifying event in order to elect benefits. 

Qualifying status changes include marriage, divorce, legal separation, birth or adoption of a child, change in a child's dependent status, death of a spouse, child or other qualified dependent, change in residence due to an employment transfer for you, termination of adoption proceedings, or a change in a spouse's benefits or employment status.  When you decide to enroll in benefits with a life change event, you will be required to do so within 30 calendar days of the event. Please reach out to HRBenefits if and when you have a life event come up!

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Common Health Insurance Terms

Understanding Your Doctor's Bill

We offer two medical plans:

• Preferred provider organization (PPO)

• High deductible Health Plan (HDHP). 

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2024 Rate Information

2025 Plan Comparison Chart

2025 Rate Information is as follows: